If you’re in the hospitality industry, insurance is not so much a ‘nice to have’ as an essential part of ensuring the long-term survival of the business. Being able to rest assured that you and your business are protected can go a long way toward keeping you calm when something inevitably does happen. If you’re thinking about getting a hotel insurance policy in manchester for the first time, or are interested in what specific types of policies will best suit your business, here are some great reasons why you should consider protecting your investment with insurance.

Save Money

The hotel industry is one that is very vulnerable to various risks. In the hospitality industry, insurance is not so much a ‘nice to have’ as an essential part of ensuring the long-term survival of the business. Managing risk can be costly and may not always be possible, but it can also save you a lot of money in the long run.

Protect Your Employees

Insuring your hotel not only protects the property, but it also protects your employees. With a comprehensive insurance policy, you can offer the best possible protection to all those who work for you. As an employer, it is your responsibility to provide a safe working environment for your staff and this includes providing coverage against injury in the workplace.

Stay Compliant with Local Regulations

Local regulations are a crucial part of running a business. In the hospitality industry, there are many regulations that hotels need to abide by in order to provide guests with the best experience possible.

Reduce Security Risks

One major benefit of hotel insurance is the peace of mind it provides when it comes to security. With a comprehensive hotel insurance policy, hotels can have the confidence that they are covered in the event that something unexpected happens such as break-ins, robberies or even more serious events such as terrorist attacks.

Coverage for contents

This policy will cover the contents inside your hotel, such as furniture and electronics. So if you have a fire in your hotel that destroys all your property, this insurance will cover the cost to replace it. You may also want to consider this coverage if you have expensive artwork on display, or if you rent out space for conferences with valuables inside.

Protect Your Reputation & Brand

In recent years, hotels have seen a rise in cyber-attacks. It is imperative that the hotel has the appropriate insurance in place to protect itself from these attacks. There are many more risks for a hotel, which can be minimised with a comprehensive hotel insurance policy.

Taking care of your staff

One of the benefits of hotel insurance is that it should enable you to take care of your staff should something happen. A policy that includes employers liability insurance means that you are covered in case anything happens to any of your staff while they are working for you. It’s also a legal requirement to have employer liability, so make sure you have it.


Through a comprehensive business insurance policy, you can protect your business against the many risks that are faced by hotels. This is the best way to ensure the long-term survival of your business.